Welcome to Postal Information.info! | Help Prevent Identity Theft

Identity theft has been identified as one of the fastest growing crimes in the United States. The lead agency that is assigned to investigate identity theft is the U.S. Postal Inspection Service (USPIS). The mission of the USPIS is "to protect the U.S. Postal Service, its employees and its customers from criminal attack, and protect the nation's mail system from criminal misuse."

Identity theft is a criminal offense. It occurs when a person knowingly transfers or uses, without lawful authority, a means of identification of another person with the intent to commit or to aid or abet any unlawful activity that constitutes a violation of federal law or that constitutes a felony under any applicable state or local law (Identity Theft and Assumption Deterrence Act, 18 USC 1028(a)(7)).

How does identity theft occur?
Identity theft happens when someone steals your key pieces of personal identifying information, which may include your name, address, date of birth, Social Security number, and your mother's maiden name, to gain access to your financial accounts. With this information, an identity thief may open new credit or financial accounts, buy cars, apply for loans or Social Security benefits, rent an apartment, or set up utility and phone service in your name.

To help prevent indentity theft, the following information comes from the U.S. Postal Inspection Service, the U.S. Secret Service, financial and retail industries, and other members of the Financial Industry Mail Security Initiative (FIMSI).

To protect your identity from theft you should follow these suggestions:
1. Deposit outgoing mail at a Post Office or a blue U.S. Postal Service collection box, or give it directly to your letter carrier.

2. Shred or tear up unwanted documents that contain personal information before discarding them.

3. Review your consumer credit reports annually (Credit Score Information)

4. Never give personal information over the phone or the Internet unless you initiated the contact.

Postal Inspectors recommend these additional tips for Identity theft protection:
Order your free credit report once a year from each credit bureau to check for accuracy and fraud use.

Report lost or stolen credit cards to the issuer immediately.

Sign your new credit cards before someone else does.

Memorize your Social Security number and passwords; don't carry them with you. Don't use your date of birth as your password.

Don't ever leave receipts behind at ATMs, on counters at financial institutions, or at gasoline pumps.

Check expiration dates on credit cards and contact the issuer if you don't get a replacement before they expire. The same goes for monthly financial statements and bills.

Match credit card receipts against monthly bills and check financial statements for accuracy.

If you suspect you're a victim of ID theft, take action:
If the crime involved the U.S. Mail, report it online to the U.S. Postal Inspection Service at http://postalinspectors.uspis.gov.

If the crime involved counterfeit credit cards or computer hacking, report it to the U.S. Secret Service.

Check whether the major credit reporting agencies have accounts in your name that were opened without your consent. Ask them to place a “fraud alert” on your file.

You may be advised to close some or all of your accounts. At the least, change your PIN codes and passwords immediately.

Keep a record of the names and phone numbers of people with whom you discussed your case, and of all reports and supporting documents.

Report ID theft online with the Federal Trade Commission at www.consumer.gov/idtheft, or call its Identity Theft Hotline at 1-877-IDTHEFT. The FTC has counselors to help you resolve financial and other problems that can result from this crime.

Keep your personal information safe from online theft:
The Internet offers a convenient way to conduct business. To ensure you use it safely, never input your credit card or other financial account numbers at a Web site unless it offers a secure transaction. A secure (or “encrypted”) transaction will have these two features:

1. An icon of a lock appears in the bottom strip of the Web browser page.

2. The URL address for the Web page changes from “http” to “https” for the page at which you input the personal data.

3. Report credit card fraud to one of the major credit reporting agencies, either online or by phone. (Due to a recent change designed to help consumers, you can report the incident to any of the three agencies, as they now share a common database.)